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About: Ferret Fact Service verdict: True. Scottish banknotes are not legal tender in England, or Scotland. The term refers to repayment of debts and has little relevance to everyday transactions in shops, and only coins are counted as legal tender in Scotland. While Scottish notes are legal currency across the UK, there is no law which forces businesses to accept notes of any nature, though use of banknotes is an accepted convention.     Permalink

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